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Privacy
The site has no accounts and sets no tracking cookies. Whatever you type into the calculator (salary, region, loan plan, pension) is processed in your browser and never sent to us.
Server logs
The web server records IP address, time and requested page for up to 30 days for operation and fault-finding. Logs are not used to identify visitors.
Analytics
If we measure visits we will use a cookie-free method that stores no personal data, and say so here.
Contact
Questions about personal data: [email protected]. The data controller is [Operator company], United Kingdom.
Net Pay Ledger applies the published HMRC rates and thresholds for tax year 2026/27 to a standard employee (tax code 1257L, National Insurance category A, no pension). Your payslip may differ. Not financial advice.